Hurst Financial Services Serving Our Clients for Over 25 Years


 

Welcome to our Web site where you’ll find a wealth of information.  We hope that clients and visitors alike will find our site invaluable as an investment resource to meet their planning needs. We encourage you to browse our site and to become familiar with who we are and the services we render. 
 
Your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to resolve your personal financial planning needs.  We have created this Web site to help you gain a better understanding of the financial planning process as it relates to retirement planning, college funding planning, risk management planning, tax planning, estate planning and wealth preservation. Moreover, we hope you see the value of working with skilled professionals to pursue your financial goals.
 
Our site provides access to current market quotes for mutual funds, individual stocks and bonds, newsletter articles and research reports.  You can also access calculators that will compute the answers to your planning questions.   Our on-line "media access" links provide market, current business, investment, political and other timely updates. Moreover, our site provides links so our clients can access and monitor their other investments, professional money management, alternative investments and risk management accounts.
 
We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.
 
Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Newsletters

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

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